County Durham's mix of former mining villages, market towns and the city of Durham gives landlords a wide range of property and yields. The tax and borrowing changes landlords face apply here as much as anywhere, and with lower rents in pounds, every percentage point of tax matters.
What's changing for County Durham landlords
- April 2027: tax on rental profits rises to 24%, 44% and 49%.
- Section 24: mortgage interest only gets basic-rate relief.
- Making Tax Digital: reaches landlords with qualifying income over £30,000 from April 2027 and over £20,000 from April 2028.
- Inheritance tax: rental property doesn't usually qualify for business relief.
Higher yields, but not immune
Landlords in County Durham often enjoy higher yields than the national average, which helps. But many own several lower-value properties, each with its own mortgage, so Section 24 and the 2027 rate rises can add up quickly across a portfolio.
Where to start
- Run your figures through the Section 24 calculator.
- See what moving to a company could cost with the incorporation calculator.
- Check when Making Tax Digital applies to you.
Landlords in Durham, Chester-le-Street, Consett, Stanley and Bishop Auckland: request a call back to talk your portfolio through with a specialist.
Frequently asked questions
Do the April 2027 tax rises affect landlords in County Durham?
Yes. From 6 April 2027 rental profits in England are due to be taxed at 24%, 44% and 49%, wherever the property is.
Are high yields in County Durham protected from Section 24?
Higher yields help, because rent covers the interest more comfortably. But Section 24 still taxes rent before mortgage interest, so higher-rate landlords can still pay tax on profit they don't make.
Can I speak to someone local?
Yes. Request a call back with your postcode and we'll do our best to put you in touch with a specialist who knows the area.
Request a call back
Tell us a little about your situation and we'll call you, usually within one working day, to understand what you need. If it would help, we'll then put you in touch with a landlord tax specialist. We'll always tell you who they are before passing on your details. We don't give advice ourselves, and there's no obligation.